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Special Needs Blog Week in Review – June 24 – 30, 2012

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Every week, the Special Needs Blog Week in Review brings you a quick summary of each of the blogs that were posted here in the past seven days. It makes it easier for you to find out about the ones that you might have missed. The Special Needs Podcast Roundup went up on June 25, 2012. This week, I’d like to point out an episode of NPR’s “Weekend Edition Sunday”. The episode was called “Planes, Patience, and Slightly Kid-Friendlier Security”. This is a good one to listen to for parents who will be traveling by plane with their children this … Continue reading →

Insurance Needs for the Summer

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Summer is a time when people are able to engage in activities that they cannot do the entire year. This is when families take vacations, go swimming, and throw backyard parties. Now is a good time to make sure that you have the right amount of insurance protection just in case something doesn’t go as planned. Hot weather makes many people decide to go swimming. Does your family have a pool in the backyard? If so, then make sure that your homeowners insurance company knows about it. The addition of a pool increases your risk of liability. If a friend … Continue reading →

Types of Insurance You Probably Don’t Need

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There are some types of insurance that you cannot do without. Most states require drivers to purchase auto insurance. It is wise to purchase homeowners insurance and life insurance. It is difficult to pay your medical bills without health insurance. On the other hand, there are some types of insurance that you probably don’t need. You probably don’t need wedding insurance. Obviously, this type of insurance is designed for people who are currently going through the process of planning their weddings. One of the protections it provides is financial reimbursement if a vendor brings the wrong flowers or the caterer … Continue reading →

Help For Musicians Who Lack Health Insurance

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Every year, New Orleans holds a huge jazz festival that goes on for more than a week. The musicians that come to preform at the festival will, at times, require health care. Many of them do not have health insurance. They go to the New Orleans Musicians’ Clinic for the health care that they need. The New Orleans Jazz & Heritage Festival is an annual festival that started in April of 1970. The first one had around 350 people attending. In 2001, attendance reached 650,000. The festival includes twelve different stages, all of which showcase a multitude of musicians, preforming … Continue reading →

Commercial Auto Insurance Doesn’t Cover Road Rage

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The Maine Supreme Judicial Court ruled that a commercial auto insurance company does not have to cover the damages or liability that resulted from the policyholder’s road rage. In short, assault and battery are not considered to be part of a person’s job responsibilities. Michael Bryant is the co-owner of a company called Prime Cut Meat Market. He was driving a truck that had Prime Cut decals on it. However, the truck was owned and registered to Bryant individually. My best guess is that this truck was being used as a company vehicle. This can make insurance coverage a bit … Continue reading →

$1 Million Policy Won’t Cover All Tar Damaged Cars

About a month ago, a truck accidentally leaked a “tar-like” substance across the Pennsylvania turnpike. As a result, many vehicles were damaged. This has resulted in about 900 claims. The insurer for the company truck says the $1 million policy won’t cover all the claims. Now what? In late November of 2011, a truck owned by Marino Transportation Services was driving on the Pennsylvania turnpike. Shortly after arriving on the turnpike, the truck started leaking. The substance that leaked from the truck was described as a warm, sticky, and “tar-like” chemical. The driver didn’t immediately realize that his truck was … Continue reading →

Medical Tourism – A Way Around Insurance?

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What happens if you need a medical procedure, or a surgery, and your health insurance won’t cover the entire cost? Many people are turning to hospitals outside of the United States for their health care needs. The cost is often less than the out of pocket expense a person would have to pay if he or she went through American doctors, and used American health insurance. In general, health insurance is a good thing to have. It helps many people to be able to afford to see a doctor when they need to, to purchase prescription medication, and to receive … Continue reading →

One Out of Every Seven Drivers Lacks Insurance

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Summer is the time of year when you will find the most drivers on the road. People are using their vacation time, and traveling with their families. Ideally, if a car accident happens, both drivers will be covered by insurance. Unfortunately, a survey finds that one out of seven drivers lacks auto insurance. Many states have created laws that require all drivers to be covered by an auto insurance policy. If you live in one of these states, then you probably complied with the law, and purchased the necessary insurance. Even if your state doesn’t make you buy car insurance, … Continue reading →

Interest in Cyber-Insurance is on the Rise

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It is expensive for businesses to deal with the aftermath of a data breach, especially if this cyber attack included a leak of customer’s personal information. Several big businesses and organizations have been attacked by hackers recently. This has caused an increase in the desire to purchase an insurance policy designed for dealing with cyber attacks. How will this effect you? The recent hacker attack on Sony might be one that directly affected your family. Do your children, or your spouse, play video games on a Sony PlayStation? The PlayStation Network was hacked recently, and this resulted in problems for … Continue reading →

Things You Should Know About Car Rental Insurance

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Where are you going on your next vacation? If you don’t like the idea of driving your own vehicle to your destination, and you cannot afford to fly there, you may be considering renting a car for your trip. If you are using your credit card to pay for the car rental, there are some things you should know about the rental insurance. The first thing you should do is read over the details that are in your credit card agreement. Some credit cards will give you collision and theft insurance coverage on your rental vehicle, but only if you … Continue reading →